Reasons why you need a Property Owner & Buy To Let policy:

  • Offers all round financial protection to your business, giving peace of mind security.
  • Can be tailored to cover risks specific to your business.
  • Having the correct insurance cover minimises disruption to your business.
  • One managed policy, one renewal date and Hamilton Robertson working on your behalf.

Property Owner & Buy to Let Insurance

Some clients become Landlords through no choice, perhaps through an Estate they wound up or other clients build up impressive Residential Property portfolios over the years.  All these clients have one thing in common, they need to protect their valuables and assets and income.

We are experienced in working with both commercial and residential property owners and we understand the risks you face.

We ensure that you have the right cover in place so that your property and the income you receive from renting it out are protected. You can choose from various different levels of cover to find one best suited to you.

Regardless of whether you are a large portfolio owner, a Pension Fund or an individual with one property we can remedy you with a solution.  We have many Accountants and Solicitors who refer their clients to us in connection with the Property Owner and Buy to Let insurance requirements.

Typical policies can include covers for

  • Accidental damage by Tenants and/or guests
  • Malicious damage by tenants and/or guests
  • Full cover between tenancies
  • Buildings
  • Loss of Rent/Alternative Accommodation
  • Public Liability/Property Owners Liability then Employers’ Liability
  • Terrorism
  • Directors & Officers Liability
  • Archaeological Discovery
  • Eviction of Squatters Expenses
  • Environmental
  • Illegal cultivation of Drugs
  • Liable & Slander
  • Loss of Market Value
  • Financial Loss


Why use us?

We are an Independent Chartered Insurance Broker having been in business for over 35 years. This means that whilst we have many years’ experience in arranging insurance the real benefit to you is that we can put our experience and qualifications into practice.

And because we are not tied to any one insurer, we work alongside the major household-name and specialist insurers to recommend a range of insurance products that are specially-designed for you, and a competitive price.

For advice on getting the right level of cover for you, get in touch with us.