Block of Flats Insurance

Let our specialist property team find the right cover and price for you.  We provide solutions to individuals, property owner organisations, owner managed developments, house builders, pension funds, lawyers acting for trusts and trustees, factors, and property managers.

With over 40 years’ experience arranging property insurance, we know that great cover and price are important to you and your tenants/clients.

We have policies designed specifically for blocks of flats and apartments, and we work with leading insurers such as AXA, Aviva, NIG, Allianz, Zurich, Covea, RSA and Lloyd’s of London to design and deliver the right insurance solution for you.

Specialist Block of Flats buildings insurance caters for the complexities of leasehold property ownership.

Transacting millions of pounds in premium each year we have vast experience in the placing of blocks of flats insurance on behalf of landlords, investors, financial institutions, housing associations, committees/residents’ associations, and property management agents.

The benefits of a block policy mean all properties are covered under one policy with one annual premium and one renewal date. Cover extends to include all communal areas such as roofs, stairwells, door entry systems, passenger carrying lifts, gardens, play areas, and paths.

The main covers provided under this type of policy include:

  • Buildings
  • Loss of Rent/Alternative Accommodation
  • Public Liability/Property Owners Liability
  • Employers’ Liability
  • Terrorism
  • Directors & Officers Liability
  • Archaeological Discovery
  • Eviction of Squatters Expenses
  • Environmental
  • Illegal cultivation of Drugs
  • Liable & Slander
  • Loss of Market Value
  • Financial Loss

Cover can also be put in place to insure the liabilities of residents’ associations and any commercial units attached.

With some insurers we can obtain a free valuation by a chartered surveying firm. This ensures your building reinstatement sum insured is at a correct and adequate level. Under Insurance is a serious current issue for many blocks of flats throughout the UK.

To ensure your claims do not increase rapidly, we manage and monitor every claim. We spend time with our clients looking at claims patterns and suggest solutions to minimise future claims frequency and severity. Due to our experience in this market, we can obtain competitive premiums from a panel of insurers.

Get in touch

Contact us today to find out how we can help you and your business. Our experienced team can:

  • Talk you through what’s included in this policy.
  • Review your current property insurance or advice on any claims patterns you are experiencing.
  • Provide you with a no-obligation quote for this insurance.

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