Excess Layer Liability

An Excess Layer Liability policy is an additional layer of insurance which many businesses feel they need to invest in for ultimate peace of mind. Essentially, this type of insurance provides higher limits once the limit of your underlying policy has been reached.

The policy provides an additional layer of cover on top of any existing policies you might have.

It is common for these types of policies to be required when an employer needs extra levels of cover depending on the kind of contract work; we can therefore arrange a policy for a single contract duration or an annual basis.

Reasons why you need an Excess Layer Liability policy:

  • Offers protection against claims made against your business and covers legal expenses
  • Can be tailored to cover risks specific to your business.
  • Having the correct insurance cover minimises disruption to your business.
  • One managed policy, one renewal date and Hamilton Robertson working on your behalf.

Why use us?

The team of business insurance experts at Hamilton Robertson have worked for over 35 years in this industry, with all kinds of customers and businesses in North Glasgow and Scotland, as well as the rest of the UK.

They have a great deal of experience in this field, and are able to tailor your excess layer liability policy to suit your specific business needs and contractual requirements.

It can be difficult to ensure you are on top of everything when you run a business, as there is so much to think about.

However, when working with our team, you can gain insight into the right level of insurance for you and as we don’t offer a ‘one-size-fits-all’ approach, you know that you can count on us for honest, open information.

If we believe you could benefit from excess layer liability insurance, we would recommend this to you for a competitive price.

We are one of the leading names in this field – indeed, we are the ONLY chartered insurance broker in North Glasgow and as such, we know we can really make a difference to your company.

There is no point delaying investing in your insurance because risks will not wait for anyone. Knowing that you are fully protected will give you peace of mind, whatever type of business you run.

For advice on getting the right level of cover for you, get in touch with us.


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