Reasons why you need an Excess Layer Liability policy:

  • Offers protection against claims made against your business and covers legal expenses
  • Can be tailored to cover risks specific to your business.
  • Having the correct insurance cover minimises disruption to your business.
  • One managed policy, one renewal date and Hamilton Robertson working on your behalf.

Excess Layer Liability

An Excess Layer Liability policy provides higher limits once the limit of your underlying policy has been reached. Essentially the policy provides an additional layer of cover on top of existing policies.

We can tailor our policy to suit your specific business needs and contractual requirements to ensure that you have the right cover in place.

It is common for these types of policies to be required where an employer requires extra levels of cover where the contract works require it, we can therefore arrange a policy for a single contract duration or an annual basis.

Why use us?

We are an Independent Chartered Insurance Broker having been in business for over 35 years. This means that whilst we have many years’ experience in arranging insurance the real benefit to you is that we can put our experience and qualifications into practice.

And because we are not tied to any one insurer, we work alongside the major household-name and specialist insurers to recommend a range of insurance products that are specially-designed for you, and a competitive price.

For advice on getting the right level of cover for you, get in touch with us.