Reasons why you need a Contractors Combined policy:

  • Offers all round financial protection to your business, giving peace of mind security.
  • Can be tailored to cover risks specific to your business.
  • Having the correct insurance cover minimises disruption to your business.
  • One managed policy, one renewal date and Hamilton Robertson working on your behalf.

Contractors Combined Insurance

Having adequate insurance to cover for any unforeseen circumstances such as machinery or equipment failure, as well as mistakes or negligence, is vital for any contractor in the building and construction industry.

Whether you’re working as a sole trader, or are a company with many employees, a Contractors Combined Insurance policy can be arranged to support your business and the risks you and your firm faces on a day to day basis.

In most cases contractors are responsible for work and materials until a contract is completed and handed back to the owner. If a fire were to occur prior to this happening you would be responsible for the costs of fulfilling the contract.

We insure many UK Contracting Firms such as Kitchen & Bedroom Fitting Contractors, Housebuilders, Building Contractors, Joinery Contractors and also have very secure insurance markets available to us for the placing of higher risk Contractors such as Scaffolding Contractors, Demolition Contractors, Asbestos Contractors, Skip Hire and Waste Contractors.


Typical policies can include covers for

  • Buildings, Office Contents, Public Liability, Employers’ Liability, Financial Loss, Contract Works/Contractors All Risks cover – covers all work in progress
  • All Risks Cover on Own Plant, Tools & Equipment or Hired in Plant & Equipment
  • Business Interruption
  • Goods in Transit
  • Money and Personal Assault
  • Theft by Employee
  • Terrorism
  • Directors & Officers Liability
  • Cyber Liability


Why use us?

We are an Independent Chartered Insurance Broker having been in business for over 35 years. This means that whilst we have many years’ experience in arranging insurance the real benefit to you is that we can put our experience and qualifications into practice.

And because we are not tied to any one insurer, we work alongside the major household-name and specialist insurers to recommend a range of insurance products that are specially-designed for you, and a competitive price.

For advice on getting the right level of cover for you, get in touch with us.