Reasons why you need a Contractors Combined policy

A contractors combined policy is a type of insurance that many of our clients ask us to arrange for them, to give you peace of mind and security in a hectic business world – so that there is one less thing to worry about!

We know that arranging your insurance can be tiresome, long-winded and you may not even be sure what you are looking for, or whether you have the right things covered.

There are so many other things to take care of, but insurance is a crucial element that should not be overlooked. When you allow our team to take care of this for you, you can be sure of a thorough service which covers you in case of any unforeseen circumstances as a contractor.

Our professional team of insurance broker experts have worked with many contractor clients, such as kitchen and bedroom contractors, joinery contractors, scaffolding contractors and demolition contractors, offering combined insurance policies that suit the exact and unique needs of that client.

Whatever kind of contractor you are, and whether you are based in Glasgow, Central West Scotland or indeed the rest of the UK, we know we can tailor the perfect policy which will cover all your needs and minimise disruption to your day to day business.

Because we have a large amount of experience in this field (over 35 years!) we can suggest areas of your work which you may not have considered a risk, and provide cover for it, should the worst happen.


Contractors Combined Insurance

Having adequate insurance to cover for any unforeseen circumstances such as machinery or equipment failure, as well as mistakes or negligence, is vital for any contractor in the building and construction industry.

Whether you’re working as a sole trader, or are a company with many employees, a Contractors Combined Insurance policy can be arranged to support your business and the risks you and your firm faces on a day to day basis.

In most cases contractors are responsible for work and materials until a contract is completed and handed back to the owner. If a fire were to occur prior to this happening you would be responsible for the costs of fulfilling the contract.

We insure many UK Contracting Firms such as Kitchen & Bedroom Fitting Contractors, Housebuilders, Building Contractors, Joinery Contractors and also have very secure insurance markets available to us for the placing of higher risk Contractors such as Scaffolding Contractors, Demolition Contractors, Asbestos Contractors, Skip Hire and Waste Contractors.

Typical policies can include covers for

Your insurance policy can cover you against any problems you might come up against, such as machinery or equipment failure, as well as mistakes or negligence. It could also include the following:

  • Buildings and contents insurance
  • Public Liability
  • Employers’ Liability,
  • Financial Loss
  • Plant, Tools & Equipment or Hired in Plant & Equipment
  • Business Interruption
  • Goods in Transit
  • Money and Personal Assault
  • Theft by Employee
  • Terrorism
  • Directors & Officers Liability
  • Cyber Liability

Why use Us?

We are not tied to any one insurer, so we know that we can offer you competitive prices at all times. We believe we offer one of the most premium insurance services in the industry. For advice, a chat, or a quote on your next insurance policy, contact us today.

For advice on getting the right level of cover for you, get in touch with us.


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