NewsProtection against damage caused by Flood is only one of many perils covered by a standard Household Policy. Have a got a Policy and if you do, when was the last time you reviewed the level of cover?
Having no insurance is foolhardy. Having inadequate insurance is careless. Contact us at Hamilton Robertson. We will make certain that a Household Policy is tailored to suit your requirements. Don't wait until the renewal date - check now.
On another matter, The Motor Insurer's Bureau (MIB) has completed its first bankruptcy order against an uninsured driver. The driver was found liable for causing a collision whilst driving uninsured. He was fined £50 and disqualified for two months. After compensating the occupants of the other car, the MIB began proceedings against the driver who was eventually ordered to pay £15,000 in damages, whereupon he was declared bankrupt!
"So what, I'm insured" I hear you say. But are you properly insured? What about business use? Have you notified the Insurers of young drivers? Have you declared all motoring convictions? Don't wait until renewal date - check now!
Finally at Hamilton Robertson, we believe that too much Insurance is purchased purely on price alone. that goes for Commercial business as well as Personal lines. Invariably the folly of this approach only emerges when the policy holder wishes to make a claim and perhaps discovers that his Policy cover doesn't extend quite as far as he'd thought.
It's not as simple as saying that you only get what you pay for. What we mean is that care must be taken at the time of setting a policy up to ensure that the cover provided properly meets your requirements. Price is important, not the be all and end all. Don't wait until renewal date - check now!